Top 3 Mortgage Lenders in Floyd

Veridian Credit Union stands out as one of North Iowa's premier mortgage lenders with an exceptional reputation for personalized service and competitive rates. While headquartered in Waterloo, they maintain a strong presence throughout North Iowa with a branch in nearby Charles City, making them easily accessible to Floyd residents. Their mortgage specialists are praised for guiding borrowers through the entire process with transparency and expertise. Veridian offers a comprehensive range of loan products including specialized rural development loans that benefit Floyd area homebuyers. Their high customer satisfaction ratings reflect their commitment to making homeownership affordable and accessible throughout the region.

First Citizens Bank has been serving North Iowa communities for generations and maintains a strong mortgage lending presence in the Floyd area. Their local mortgage experts understand the unique needs of rural Iowa homebuyers and offer specialized agricultural and construction loan options. The bank receives consistent praise for their personalized approach, local decision-making authority, and competitive rate offerings. With deep roots in the community, their loan officers provide face-to-face service and thorough guidance throughout the mortgage process. Their extensive experience with rural properties and agricultural lending makes them particularly well-suited for Floyd area residents.

Mitten Mortgage has established itself as one of Iowa's highest-rated mortgage brokers, serving clients statewide including the Floyd area. Their exceptional 4.9-star rating reflects outstanding customer service and expertise in navigating complex mortgage scenarios. As a mortgage broker, they have access to multiple lenders and can often secure more competitive rates than individual banks. Their team specializes in rural Iowa mortgages and has extensive experience with USDA loans that benefit Floyd homebuyers. Customers consistently praise their responsiveness, transparent communication, and ability to close loans efficiently. Their statewide service reach combined with local Iowa expertise makes them an excellent choice for Floyd residents.