Top 3 Mortgage Lenders in Gilman

As the primary local bank serving Gilman directly, Iowa State Bank offers personalized mortgage services with deep community roots. With over 120 years of operation, they provide local decision-making and understand the unique needs of rural Iowa homeowners. Their loan officers have extensive experience with agricultural properties and rural housing, offering competitive rates and flexible terms tailored to the local market. The bank maintains strong relationships with customers and offers both traditional and government-backed loan programs.

First Federal Savings Bank serves central Iowa including Gilman with a strong reputation for mortgage lending. Founded in 1934, they bring decades of experience serving rural communities with competitive rates and personalized service. They specialize in both purchase and refinance loans with local underwriting decisions, making them particularly effective for rural properties and agricultural areas. Their mortgage team has extensive knowledge of USDA rural development loans, which are highly relevant for Gilman area homebuyers.

Grinnell State Bank has been serving central Iowa communities for over a century, including the Gilman area. They offer comprehensive mortgage services with particular expertise in rural property financing and agricultural lending. Their local loan officers understand the specific needs of smaller communities and provide personalized service with competitive rates. The bank is known for its stability and community commitment, offering various loan programs including specialized options for rural homebuyers and construction loans for custom homes in the area.