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Home/Iowa/Independence
Independence, IA

Top 3 Mortgage Lenders in Independence

Compare verified mortgage lenders serving Independence, Iowa. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
475+
Reviews
9
Loan Types

Available Loan Programs in Independence

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
HELOC

Featured Mortgage Lenders

1

Jeff Lockhart

Guild Mortgage - Cedar Rapids

★★★★☆
4.9/5

Guild Mortgage's Cedar Rapids branch, led by experienced loan officer Jeff Lockhart, serves the entire Eastern Iowa region including Independence. With exceptional 4.9-star ratings across multiple platforms, they offer personalized service and a wide range of loan products. Their strong local presence and decades of experience make them a top choice for Independence homebuyers seeking competitive rates and excellent customer service from a nationally recognized lender with deep community roots.

Experience:15 years
Reviews:125 customer reviews
115 3rd Street SE, Cedar Rapids, IA 52401

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

Mike Krambeer

Collins Community Credit Union

★★★★☆
4.8/5

Collins Community Credit Union has been serving Eastern Iowa communities for over 80 years and maintains a strong presence in the Independence area. With Mike Krambeer and their mortgage team holding 4.8-star ratings, they offer competitive rates and exceptional member service. As a community-focused credit union, they provide personalized mortgage solutions with local decision-making and deep understanding of the Independence housing market, making them a trusted choice for Buchanan County residents.

Experience:12 years
Reviews:200 customer reviews
5050 Edgewood Road NE, Cedar Rapids, IA 52411

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerConstruction
3

Chris Fink

U.S. Bank - Cedar Rapids Mortgage

★★★★☆
4.7/5

U.S. Bank's Cedar Rapids mortgage division, with experienced loan officers like Chris Fink, provides comprehensive mortgage services to Independence and surrounding communities. With 4.7-star ratings and nearly two decades of local experience, they offer the stability of a major national bank combined with personalized local service. Their extensive loan product portfolio, competitive rates, and strong digital mortgage platform make them an excellent choice for Independence homebuyers seeking reliability and convenience from an established financial institution.

Experience:18 years
Reviews:150 customer reviews
222 2nd Avenue SE, Cedar Rapids, IA 52401

Loan Types:

ConventionalFHAVAJumboRefinanceHELOC

Why Choose a Mortgage Lender in Independence?

Local Market Knowledge

Lenders who understand Independence's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Iowa.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Independence and get competitive rates on your home loan.