Top 3 Mortgage Lenders in Jolley

First Federal Bank of Iowa is a highly-rated community bank with deep roots in northern Iowa, serving rural communities including Jolley. With over 85 years of service, they offer personalized mortgage solutions and local underwriting decisions. Their Lake Mills location is approximately 15 miles from Jolley, making them a convenient local option. Customers consistently praise their competitive rates, transparent process, and exceptional customer service from local loan officers who understand the unique needs of rural Iowa homeowners.

First Citizens National Bank has been serving northern Iowa communities for over a century and is well-established in the Jolley area. As a community-focused institution, they offer specialized agricultural and rural property lending expertise that's particularly valuable for Jolley residents. Their mortgage team provides personalized service with local decision-making and competitive rate options. The bank consistently receives high marks for their knowledgeable staff, straightforward application process, and commitment to rural Iowa communities.

Gateway Mortgage Group (now Gateway First Bank) has a strong presence throughout Iowa and serves the Jolley area with specialized rural lending programs. While based in Des Moines, they have extensive experience with USDA loans and rural development financing that benefits Jolley homebuyers. They offer competitive rates and a streamlined digital mortgage process while maintaining personalized service. Customers appreciate their expertise with agricultural properties and rural home financing, along with their responsive communication throughout the loan process.