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Home/Iowa/Lake City
Lake City, IA

Top 3 Mortgage Lenders in Lake City

Compare verified mortgage lenders serving Lake City, Iowa. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
255+
Reviews
12
Loan Types

Available Loan Programs in Lake City

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer
Home Equity
Construction-to-Permanent
Land Loans
Agricultural

Featured Mortgage Lenders

1

Mortgage Services

Peoples Credit Union

★★★★☆
4.8/5

As the primary financial institution located directly in Lake City, Peoples Credit Union offers exceptional localized mortgage services with deep community roots. They consistently receive high marks for personalized service, competitive rates, and their comprehensive understanding of rural Iowa real estate markets. Their mortgage team has extensive experience with agricultural properties and rural housing needs specific to Calhoun County, making them the top choice for Lake City residents seeking trusted local expertise.

Experience:15 years
Reviews:85 customer reviews
205 West Main Street, Lake City, IA 51449

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionFirst-time Homebuyer
2

Mortgage Department

First Federal Savings Bank

★★★★☆
4.7/5

Serving the North Central Iowa region including Lake City, First Federal Savings Bank has built a strong reputation for mortgage lending with exceptional customer service and competitive rates. Located just 30 minutes from Lake City in Fort Dodge, they offer specialized knowledge of the local market conditions throughout Calhoun and Webster counties. Their mortgage team is praised for responsive communication, streamlined application processes, and expertise in both urban and rural property financing throughout the region.

Experience:12 years
Reviews:92 customer reviews
1201 Central Avenue, Fort Dodge, IA 50501

Loan Types:

ConventionalFHAVAUSDARefinanceHome EquityConstruction-to-Permanent
3

Home Loan Center

Iowa State Bank

★★★★☆
4.6/5

With a strong presence throughout Northwest Iowa, Iowa State Bank serves Lake City residents with comprehensive mortgage solutions and deep agricultural lending expertise. Their Storm Lake location provides convenient access for Calhoun County borrowers, and they're particularly skilled at handling complex rural property transactions and agricultural-related financing. Customers consistently praise their knowledgeable loan officers, flexible terms, and commitment to finding the right mortgage solution for each borrower's unique situation.

Experience:18 years
Reviews:78 customer reviews
1001 Erie Street, Storm Lake, IA 50588

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionLand LoansAgricultural

Why Choose a Mortgage Lender in Lake City?

Local Market Knowledge

Lenders who understand Lake City's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Iowa.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Lake City and get competitive rates on your home loan.