Top 3 Mortgage Lenders in Lansing

Decorah Bank & Trust Company is a highly-rated community bank serving Northeast Iowa, including the Lansing area, with over 145 years of local banking experience. They are particularly praised for their personalized service, competitive mortgage rates, and deep understanding of rural and small-town property financing. As a local institution, they offer quick decision-making and flexible underwriting that larger national lenders often cannot match. Their mortgage team has extensive experience with agricultural properties, vacation homes, and primary residences throughout the region.

Citizens State Bank has been serving Allamakee County and the surrounding Lansing area for nearly 90 years, building a strong reputation for reliable mortgage lending with local decision-making. They specialize in rural property financing and offer competitive construction loans that are particularly valuable in the Lansing market. Customers consistently praise their responsive service, transparent communication, and ability to handle complex property situations. Their long-standing presence in Northeast Iowa ensures they understand local property values and market conditions.

Altra Federal Credit Union serves members throughout the tri-state area including Lansing, Iowa, offering comprehensive mortgage services with competitive rates and exceptional member service. As a credit union, they operate as a not-for-profit financial cooperative, which often translates to better terms and lower fees for borrowers. They have particular expertise in first-time homebuyer programs and offer educational resources to help members through the mortgage process. Their digital mortgage application process is highly rated for convenience while maintaining personalized service through local mortgage specialists.