Top 3 Mortgage Lenders in Luana

Decorah Bank & Trust is a highly-rated community bank with deep roots in Northeast Iowa, serving the Luana area with exceptional mortgage services. With over 145 years of operation, they offer personalized service and local decision-making that larger institutions can't match. Their mortgage team receives outstanding reviews for responsiveness, competitive rates, and guiding clients through the entire home financing process. As a community-focused institution, they understand the local real estate market and provide tailored solutions for first-time homebuyers, rural properties, and construction loans throughout the region.

Citizens State Bank has been serving Northeast Iowa communities for nearly 90 years, with strong presence in the Luana area. Their mortgage department receives excellent customer feedback for their knowledgeable staff, competitive rates, and streamlined application process. They specialize in rural and agricultural property financing, making them an ideal choice for Luana residents. The bank's local underwriting and decision-making capabilities allow for faster closings and personalized service. Customers consistently praise their transparency, communication throughout the loan process, and commitment to finding the right mortgage solution.

Kerndt Brothers Savings Bank is one of Iowa's oldest and most respected community banks, serving the Luana area with comprehensive mortgage services. With over 150 years of operation, they have built a reputation for stability, competitive pricing, and exceptional customer service. Their mortgage team excels at navigating complex financing situations and offers expertise in rural property loans that benefit Luana homebuyers. The bank receives high marks for their educational approach, helping clients understand all options while providing local underwriting and quick turnaround times. Their long-standing community commitment ensures personalized attention throughout the mortgage process.