Top 3 Mortgage Lenders in Merrill

Security National Bank has been serving northwest Iowa communities for decades with a strong reputation for personalized mortgage services. As a community bank with deep roots in the region, they offer competitive rates and local decision-making that benefits rural homeowners in areas like Merrill. Their mortgage team provides comprehensive guidance through the entire home financing process with exceptional customer service ratings and expertise in rural property financing.

Greater Iowa Credit Union serves multiple counties in northwest Iowa including areas surrounding Merrill. They consistently receive high marks for competitive mortgage rates, low fees, and exceptional member service. As a not-for-profit financial cooperative, they prioritize member satisfaction over profits, offering personalized mortgage solutions with local underwriting expertise. Their USDA and rural development loan experience makes them particularly well-suited for serving Merrill residents.

Allied First Bank has built a strong reputation across Iowa for responsive mortgage lending with a focus on rural communities. While headquartered in Ames, they actively serve homeowners throughout central and northwest Iowa, including the Merrill area. They offer competitive rates with streamlined application processes and are particularly known for their expertise in agricultural and rural property financing. Their local Iowa-based lending team provides personalized service with quick decision-making capabilities.