Top 3 Mortgage Lenders in Milton

Hills Bank and Trust Company is one of southeast Iowa's most trusted financial institutions with over a century of service. While based in Hills, they have a strong presence throughout Henry County and serve Milton residents with exceptional mortgage services. They are particularly noted for their competitive rural housing loans, personalized service from local loan officers, and deep community involvement. Their mortgage team has extensive experience with agricultural and rural properties common in the Milton area, offering both traditional and government-backed loan programs with local underwriting decisions.

Community 1st Credit Union serves multiple counties in southeast Iowa including Henry County where Milton is located. They are highly rated for their competitive mortgage rates, exceptional member service, and flexible loan programs tailored to rural communities. Their mortgage specialists have particular expertise with USDA rural development loans and FHA programs that benefit Milton area homebuyers. As a member-owned cooperative, they focus on providing educational resources and personalized guidance throughout the mortgage process with local decision-making.

Great Western Bank has a strong regional presence in Iowa with specific expertise in agricultural and rural community lending, making them an excellent choice for Milton residents. Their Mount Pleasant branch serves Henry County directly and their mortgage team has extensive experience with the unique property types found in rural Iowa. They offer competitive construction and land loans alongside traditional mortgage products, with particular strength in agricultural property financing. Their local loan officers understand the Milton market dynamics and provide personalized service with quick turnaround times.