Top 3 Mortgage Lenders in Modale

American National Bank is a highly-rated regional bank with deep roots in western Iowa, serving rural communities like Modale for decades. They specialize in agricultural and rural property lending with personalized service. Their mortgage team has extensive experience with USDA rural development loans which are particularly relevant for Modale residents. Customers consistently praise their local decision-making, competitive rates, and understanding of rural property financing needs.

SAC Federal Credit Union serves members throughout the Omaha-Council Bluffs metro area, including western Iowa communities like Modale. They offer highly competitive mortgage rates for credit union members and excel at first-time homebuyer programs. Their mortgage specialists are known for walking customers through every step of the process, with particular expertise in VA loans and rural housing programs. The credit union has strong community ties and consistently receives excellent ratings for customer service.

The Mortgage Company is an Iowa-based mortgage broker serving the entire state, including rural areas like Modale. They have exceptional ratings for their expertise in Iowa-specific mortgage programs and rural property financing. As brokers, they shop multiple lenders to find the best rates and terms for each borrower's situation. They're particularly strong with agricultural properties, acreages, and rural development loans, making them an excellent choice for Modale residents seeking personalized service and competitive financing options.