Top 3 Mortgage Lenders in Oakville

Hills Bank has been serving Eastern Iowa communities for over a century with deep roots in agricultural and rural lending. While based in Hills, they have extensive experience serving smaller communities throughout southeast Iowa including Oakville. They offer specialized rural lending programs and USDA loans that are particularly beneficial for Oakville residents. Their mortgage team receives consistently high marks for personalized service, local decision-making, and understanding the unique needs of rural Iowa homebuyers.

Two Rivers Bank & Trust serves the Burlington area and surrounding communities including Oakville, located just 15 miles away. They have built a strong reputation for competitive rates and personalized mortgage services tailored to southeast Iowa residents. Their mortgage specialists are praised for guiding clients through the entire process with clear communication and local expertise. They particularly excel at first-time homebuyer programs and offer flexible financing options suitable for Oakville's housing market.

U.S. Bank provides comprehensive mortgage services throughout Iowa with dedicated mobile mortgage officers who serve rural communities like Oakville. As one of the nation's largest banks, they offer competitive rates and a wide variety of loan products while maintaining local service through their regional presence. They have particular expertise in rural property financing and offer specialized programs for agricultural communities. Customers appreciate their efficient digital mortgage process combined with local expert guidance.