Top 3 Mortgage Lenders in Onawa

Security National Bank has been serving the Western Iowa region for over two decades with exceptional mortgage services. They maintain a strong local presence with dedicated mortgage specialists who understand the unique needs of Onawa and surrounding communities. Their high customer satisfaction ratings stem from personalized service, competitive rates, and expertise in rural housing programs including USDA loans which are particularly relevant for the Onawa area. The bank has built a reputation for smooth closings and excellent communication throughout the loan process.

Plains Commerce Bank has established itself as a premier regional mortgage lender serving the Midwest, including Western Iowa communities like Onawa. They specialize in agricultural and rural community lending with deep expertise in programs that benefit smaller communities. Their mortgage team provides personalized service with local decision-making authority, offering competitive rates and flexible terms. Customers consistently praise their responsiveness and ability to handle complex rural property transactions efficiently.

Guild Mortgage maintains a strong local office in Sioux City that actively serves the Onawa market with dedicated mortgage professionals. As a nationally recognized lender with deep local roots, they offer the best of both worlds - extensive loan product options combined with personalized local service. They excel at first-time homebuyer programs and government-backed loans, with particular strength in VA and FHA lending. Their high customer satisfaction stems from transparent processes, educational approach, and commitment to finding the right loan solution for each borrower's unique situation.