Top 3 Mortgage Lenders in Richland

Hills Bank has been serving southeast Iowa communities for over a century with exceptional mortgage services. Their Washington location serves Richland residents with personalized attention and competitive rates. They consistently receive high marks for their knowledgeable loan officers, streamlined application process, and commitment to local communities. As a locally-owned bank with deep roots in the region, they understand the unique needs of rural Iowa homebuyers and offer specialized USDA loans perfect for Richland area properties.

MidWestOne Bank maintains a strong presence in eastern Iowa with their Kalona branch conveniently serving the Richland area. They are particularly noted for their expertise in rural housing loans and agricultural property financing. Customers consistently praise their responsive service, transparent communication, and competitive rate offerings. Their loan officers have extensive experience with Iowa's rural mortgage landscape and provide comprehensive guidance through the entire homebuying process.

As Iowa's largest credit union, GreenState serves members throughout the state including Richland residents. They consistently rank among the highest-rated mortgage lenders in the Midwest for their exceptional customer service, digital mortgage experience, and competitive rates. Their mortgage team specializes in rural Iowa properties and offers unique benefits like rate matching and quick closing timelines. With hundreds of excellent reviews, they're renowned for making the mortgage process smooth and stress-free for both first-time and experienced homebuyers.