The Best Mortgage Lenders in Saint Anthony, IA
Compare verified mortgage lenders serving Saint Anthony, Iowa. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Saint Anthony
Featured Mortgage Lenders
Scott Harken
Iowa State Bank
Iowa State Bank is a highly-rated community bank with deep roots in central Iowa, serving rural communities like Saint Anthony with personalized mortgage services. They specialize in agricultural and rural property financing with competitive local rates. Their mortgage team has extensive experience with USDA rural development loans, making them an excellent choice for Saint Anthony residents. The bank maintains strong community relationships and offers flexible underwriting for local borrowers.
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Mike Fett
Hills Bank
Hills Bank has been serving Iowa communities for over a century with exceptional mortgage services. They have a strong presence in central Iowa and specialize in rural property financing, including farms and acreages common in the Saint Anthony area. Their mortgage team offers competitive rates and personalized service with local decision-making. Hills Bank is particularly noted for their construction and land loan expertise, making them ideal for rural property purchases and building projects.
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Mortgage Department
Bankers Trust
Bankers Trust is a well-established Iowa-based financial institution with comprehensive mortgage services that cover the entire state, including rural communities like Saint Anthony. They offer competitive mortgage rates and have specialized programs for first-time homebuyers and rural property financing. Their experienced loan officers understand the unique aspects of Iowa rural real estate and provide personalized guidance throughout the mortgage process with local underwriting expertise.
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Frequently Asked Questions
Common questions about mortgage lending in Saint Anthony, IA
What are the current mortgage rates like for homes in Saint Anthony, IA?
Mortgage rates in Saint Anthony typically align with national averages but can be influenced by local market conditions. Currently, rates for 30-year fixed mortgages in this area range from 6.5% to 7.25%, depending on credit score and loan type. Working with a local lender who understands Marion County's housing market can help you secure the most competitive rate.
Are there any first-time homebuyer programs specific to Saint Anthony?
Yes, Saint Anthony homebuyers can access Iowa Finance Authority programs like the FirstHome program, which offers competitive interest rates and down payment assistance. Additionally, some local lenders in Marion County may offer special programs for first-time buyers purchasing in rural communities like Saint Anthony. These programs can provide significant savings for qualified buyers.
How does Saint Anthony's rural location affect mortgage lending options?
Saint Anthony's rural designation makes buyers eligible for USDA Rural Development loans, which offer 100% financing with no down payment required. This is particularly advantageous given the town's agricultural surroundings and smaller population. Many lenders specializing in rural Iowa communities can guide you through these specific loan options.
What should I know about property taxes when getting a mortgage in Saint Anthony?
Marion County property taxes in Saint Anthony are relatively moderate compared to urban areas, currently averaging around 1.3% of assessed value. Your mortgage lender will factor these taxes into your monthly payment through an escrow account. It's important to budget for potential tax increases as property values in this growing rural community continue to appreciate.
Are there local lenders in Saint Anthony who understand the unique aspects of buying homes in this area?
While Saint Anthony itself has limited financial institutions, several regional lenders and credit unions in nearby Pella, Knoxville, and Des Moines have extensive experience with Marion County properties. These lenders understand the specific considerations of rural home purchases, including well and septic systems, which are common in Saint Anthony homes.
Nearby Cities
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Why Choose a Mortgage Lender in Saint Anthony?
Local Market Knowledge
Lenders who understand Saint Anthony's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Iowa.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Saint Anthony and get competitive rates on your home loan.