Top 3 Mortgage Lenders in Spillville

Decorah Federal is a highly respected community-focused lender with deep roots in northeast Iowa, serving Spillville and surrounding communities for over a century. As a local mutual institution, they offer personalized service and competitive rates with a reputation for exceptional customer satisfaction. Their experienced loan officers specialize in rural and small-town mortgages, including USDA loans perfect for the Spillville area. With their long-standing commitment to the local community and comprehensive mortgage solutions, they provide reliable, trustworthy lending services.

Cresco Union Savings Bank has been serving northeast Iowa communities including Spillville for over 120 years, building a strong reputation for reliable mortgage lending and exceptional local service. As a community bank, they offer personalized attention and understand the unique needs of rural homebuyers. Their experienced mortgage team provides competitive rates and flexible terms, with particular expertise in first-time homebuyer programs and construction loans. The bank's long history and local decision-making process make them a trusted choice for Spillville residents.

GreenState Credit Union is Iowa's largest credit union with a strong statewide presence that serves Spillville residents with competitive mortgage products and exceptional member service. As a not-for-profit financial cooperative, they offer lower rates and fewer fees than many traditional banks. Their mortgage team provides comprehensive digital tools alongside personalized service, with particular strength in first-time homebuyer programs and rural property financing. With numerous branch locations and robust online capabilities, they combine local understanding with extensive resources.