Top 3 Mortgage Lenders in Story City

First National Bank has been serving Story City and surrounding communities for over 120 years, making them the most established local mortgage lender in the area. As a community bank with deep roots in Story City, they offer personalized service and local decision-making. Their mortgage team, led by experienced loan officers like Chris Van Gorp, specializes in agricultural and rural property financing, which is particularly valuable in the Story City market. Customers consistently praise their competitive rates, transparent process, and exceptional local knowledge that comes from decades of serving central Iowa homeowners.

Collins Community Credit Union is one of Iowa's most highly-rated mortgage lenders with strong service coverage throughout central Iowa, including Story City. While headquartered in Cedar Rapids, they have extensive experience serving homeowners across multiple counties and offer particularly competitive rates for credit union members. Their mortgage team receives consistent praise for patient guidance through the homebuying process, especially for first-time buyers. With over 80 years of operation and deep Iowa roots, they understand the unique aspects of Iowa real estate and provide exceptional member service with local underwriting expertise.

Iowa State Bank, located just 12 miles from Story City in Ames, is a premier regional mortgage lender with extensive experience serving Story County residents. Their proximity to Story City allows for personalized, face-to-face service while maintaining deep local market knowledge. The bank specializes in agricultural and rural property financing, which aligns perfectly with Story City's market needs. With over 120 years of continuous operation, they offer stability and trusted relationships that national lenders can't match. Customers consistently highlight their responsive communication, local decision-making authority, and expertise with Iowa-specific property types and financing programs.