Top 3 Mortgage Lenders in Stratford

Iowa State Bank has been serving central Iowa communities for over 120 years and maintains a strong presence in Story County and surrounding areas including Stratford. Their mortgage team receives exceptional ratings for personalized service, local decision-making, and competitive rates. As a community bank deeply rooted in Iowa, they understand rural and small-town property financing needs, offering specialized construction and agricultural property loans that larger lenders often avoid. Their long-standing reputation for reliability and local expertise makes them a top choice for Stratford residents.

First Federal Mortgage has been serving Iowa homeowners since 1995 with a strong focus on central Iowa communities including Stratford. They consistently earn high marks for competitive rates, streamlined application processes, and exceptional customer service. As an Iowa-based mortgage banker, they offer local underwriting and decision-making while providing the product diversity of larger lenders. Their expertise with rural Iowa properties and commitment to community lending makes them particularly well-suited for Stratford homebuyers seeking reliable mortgage solutions with local expertise.

Guild Mortgage maintains a strong Des Moines office that actively serves communities throughout central Iowa, including Stratford. With over 60 years in the mortgage industry nationally, their Iowa team brings extensive experience with rural and small-town property financing. They receive excellent reviews for their responsive communication, flexible loan options, and expertise with government-backed loans including USDA rural development programs that benefit Stratford homebuyers. Their combination of national resources with local loan officers who understand Iowa's unique housing market makes them a reliable choice for mortgage services.