Top 3 Mortgage Lenders in Waterville

Farmers State Bank has been serving Northeast Iowa communities for over a century with deep roots in the local agricultural and residential markets. As a community bank with strong ties to Waterville and surrounding areas, they offer personalized mortgage services with local decision-making. Their mortgage team provides competitive rates on various loan products including government-backed loans ideal for rural communities. With exceptional customer service ratings and deep understanding of local property values, they're a top choice for Waterville residents seeking reliable mortgage financing.

Finance of America Mortgage operates throughout Iowa with Jon Schutte's Cedar Rapids office serving the Waterville area with exceptional customer satisfaction ratings. With nearly two decades of mortgage experience, this team specializes in rural and small-town financing including USDA loans perfect for Waterville properties. They're known for responsive communication, competitive rates, and guiding borrowers through complex loan processes. Their high review count and consistent 5-star ratings demonstrate reliable service for Eastern Iowa homebuyers.

U.S. Bank maintains a strong presence throughout Iowa with multiple branches serving the Waterville region. As one of America's largest banks with over 160 years of operation, they offer comprehensive mortgage solutions with competitive rates and extensive loan options. Their Waterloo location provides local support while leveraging national resources. They excel in digital mortgage applications combined with local underwriting expertise, making them ideal for Waterville residents seeking both convenience and personalized service from an established financial institution.