Top 3 Mortgage Lenders in West Branch

Hills Bank has been serving West Branch and surrounding communities for over a century, with a dedicated local branch right in town. They consistently earn top ratings for their personalized service and competitive mortgage rates. As a community-focused bank, they offer specialized local knowledge of Eastern Iowa real estate markets and provide face-to-face service throughout the entire loan process. Their mortgage team has extensive experience with first-time homebuyer programs and offers quick pre-approvals with local underwriting decisions.

Collins Community Credit Union serves members throughout Eastern Iowa, including West Branch residents. They are highly rated for their competitive rates and exceptional member service. As a not-for-profit financial cooperative, they often offer lower fees and more flexible underwriting than traditional banks. Their mortgage specialists provide personalized guidance through every step of the home buying process, with particular expertise in first-time homebuyer programs and government-backed loans. They have a strong reputation for transparent communication and smooth closings.

MidWestOne Bank has deep roots in Eastern Iowa and maintains a strong presence serving West Branch and Johnson County communities. They receive excellent ratings for their knowledgeable loan officers and efficient mortgage process. The bank offers a comprehensive range of mortgage products with competitive pricing and local decision-making. Their experienced mortgage team is particularly noted for handling complex financing situations and providing educational resources for homebuyers. With their Iowa City location just minutes from West Branch, they offer convenient in-person service combined with digital mortgage tools.