Top 3 Mortgage Lenders in Wiota

Iowa State Bank has been serving southwest Iowa communities for nearly 90 years and is particularly strong in rural mortgage lending, making them an excellent choice for Wiota residents. They specialize in USDA rural development loans which are ideal for the Wiota area, along with conventional and government-backed loans. Their local loan officers have deep knowledge of Cass County and surrounding areas, providing personalized service and competitive rates. The bank maintains an A+ rating with the BBB and is known for their community involvement and reliable customer service.

First Whitney Bank & Trust has been serving Cass County and surrounding areas for over 120 years, making them deeply familiar with the Wiota community and rural housing needs. They offer specialized agricultural and rural property lending expertise that's particularly valuable for Wiota residents. Their mortgage team provides local underwriting and decision-making, ensuring faster closings and personalized service. They're known for their competitive rates on USDA loans and construction financing, with many customers praising their responsiveness and knowledge of local property values.

As Iowa's largest credit union, GreenState serves members statewide including Wiota residents, with exceptional mortgage rates and service. They consistently rank among the top mortgage lenders in Iowa for customer satisfaction and offer particularly strong first-time homebuyer programs. Their digital mortgage application process is highly rated, while maintaining local service through their branch network. GreenState is known for competitive rates on USDA rural development loans and offers various down payment assistance programs that benefit Wiota homebuyers. They maintain an A+ BBB rating and have won multiple awards for mortgage lending excellence.