Top 3 Mortgage Lenders in Alton

As the primary local banking institution in Alton itself, Farmers State Bank has served the community for over a century with deep roots in Osborne County. This community bank offers personalized mortgage services with local decision-making, understanding the unique needs of rural Kansas homebuyers. Their long-standing presence and commitment to the Alton community make them a top choice for residents seeking traditional banking relationships with competitive agricultural and residential lending options.

Located just 10 miles from Alton in the county seat of Osborne, First National Bank has been serving the region since 1886. They offer comprehensive mortgage solutions with local underwriting and decision-making, particularly strong in rural development loans and agricultural property financing. Their experienced loan officers understand the specific challenges and opportunities of homeownership in rural Kansas communities, providing personalized service with competitive rates for Alton area residents.

As a regional bank with strong roots across Kansas, Sunflower Bank serves the Alton area through their nearby Phillipsburg location and digital mortgage platform. With over 135 years of operation, they offer a full range of mortgage products including specialized rural housing loans. Their extensive experience with Kansas real estate markets and USDA rural development programs makes them particularly well-suited for Alton homebuyers seeking the resources of a regional institution with local understanding.