The Best Mortgage Lenders in Atlanta, KS
Compare verified mortgage lenders serving Atlanta, Kansas. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Atlanta
Featured Mortgage Lenders
Mike Peterson
The Mortgage Group
The Mortgage Group is one of the highest-rated mortgage lenders in the Wichita metropolitan area, serving clients throughout south-central Kansas including Atlanta. With nearly 25 years of experience, they've built an exceptional reputation for personalized service and competitive rates. Their team specializes in all major loan types with particular expertise in rural and suburban properties. They consistently receive 5-star reviews for their transparent process, quick closings, and excellent communication throughout the loan process.
Loan Types:
Consumer Credit Counseling
Credit Union of America
Credit Union of America has been serving Kansas communities for over 85 years and is highly regarded for their mortgage lending services throughout the region. As a member-owned financial cooperative, they offer competitive rates and personalized service to clients in Atlanta and surrounding areas. Their mortgage team provides comprehensive guidance through the entire home buying process, with special programs for first-time homebuyers and flexible underwriting standards. They maintain strong community relationships and consistently receive high marks for customer satisfaction.
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Jason Glades
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation is a nationally recognized lender with a strong local presence in the Wichita area, serving clients throughout Kansas including Atlanta. Jason Glades and his team have built an outstanding reputation for their expertise in rural and suburban mortgage lending. They offer a wide range of loan products with competitive rates and exceptional customer service. The company is known for their efficient processing and closing timelines, with many customers praising their responsiveness and attention to detail throughout the mortgage process.
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Frequently Asked Questions
Common questions about mortgage lending in Atlanta, KS
What are the current average mortgage rates for homebuyers in Atlanta, KS?
Mortgage rates in Atlanta, KS, typically align with national averages but can be influenced by local economic factors. As of recent trends, 30-year fixed rates generally range from 6.5% to 7.25%, though it's best to check with local lenders like those in Wichita or nearby counties for the most accurate, personalized rates based on your credit profile and loan type.
Are there any first-time homebuyer programs available specifically for Atlanta, KS residents?
Yes, Atlanta residents can access statewide programs such as the Kansas Housing Resources Corporation's "First Time Homebuyer Program," which offers competitive interest rates and down payment assistance. Additionally, some local lenders may provide special incentives for buyers in smaller communities like Atlanta to promote homeownership and community growth.
How does the rural location of Atlanta, KS impact mortgage lending options?
Atlanta's rural setting may qualify homebuyers for USDA loans, which offer 100% financing with no down payment required for eligible properties and borrowers. This can be a significant advantage, as USDA loans are specifically designed to promote homeownership in rural areas, making them a popular choice for Atlanta buyers.
What should I know about property taxes and insurance when getting a mortgage in Atlanta, KS?
Property taxes in Cowley County, where Atlanta is located, are relatively moderate compared to urban areas, but it's important to factor them into your monthly mortgage payment. Homeowners insurance may also be affordable due to the low risk of natural disasters, but working with a local insurance agent can help you secure the best rates for escrow calculations.
Are there local lenders in Atlanta, KS, or will I need to work with banks in larger cities?
While Atlanta itself is a small community with limited banking options, many residents work with lenders in nearby cities like Winfield or Wichita, which offer a wider range of mortgage products. Some local credit unions and community banks may also serve the area, providing personalized service and familiarity with the Atlanta housing market.
Why Choose a Mortgage Lender in Atlanta?
Local Market Knowledge
Lenders who understand Atlanta's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Kansas.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Atlanta and get competitive rates on your home loan.