Top 3 Mortgage Lenders in Cimarron

Sunflower Bank has been serving southwest Kansas communities for over 130 years with a strong local presence in Garden City, just 30 minutes from Cimarron. Their mortgage team receives exceptional ratings for personalized service, competitive rates, and deep knowledge of rural and agricultural lending needs. As a community-focused bank with FDIC insurance and strong financial stability, they specialize in helping customers throughout Gray County and surrounding areas with various mortgage options including USDA loans ideal for rural properties.

First Federal Bank has been a trusted mortgage lender in southwest Kansas for over 130 years, with their Garden City location conveniently serving Cimarron residents. They consistently earn high marks for their responsive service, local underwriting decisions, and expertise in rural mortgage financing. The bank maintains strong community ties and offers competitive rates with personalized guidance through the entire home loan process, making them particularly valuable for first-time homebuyers and those seeking USDA rural development loans.

While based in Wichita, Meritrust Credit Union serves members throughout Kansas including Cimarron residents, with highly competitive mortgage rates and exceptional member service ratings. As one of Kansas's largest credit unions with over 85 years of operation, they offer significant advantages including lower fees and personalized mortgage counseling. Their digital mortgage platform combined with local service representatives makes them accessible to rural customers, and they receive outstanding reviews for their first-time homebuyer programs and refinancing expertise.