Top 3 Mortgage Lenders in Clayton

As Kansas' most established and trusted mortgage lender, Capitol Federal has been serving communities across Kansas for over 130 years. They maintain an exceptional 4.8-star rating with deep roots in rural Kansas communities like Clayton. Their extensive branch network throughout Kansas ensures local service and understanding of rural property financing needs. Capitol Federal offers competitive rates on all major loan types with personalized service from loan officers who understand the unique aspects of Kansas rural property financing.

Community First National Bank has been serving north-central Kansas communities for over 135 years with a strong focus on rural and agricultural lending. Located just 30 miles from Clayton in Clay Center, they specialize in USDA rural development loans and agricultural property financing perfect for the Clayton area. Their 4.7-star rating reflects exceptional customer service and deep understanding of local market conditions. They offer specialized programs for first-time homebuyers and competitive construction loan options.

Fairway Independent Mortgage maintains a 4.9-star rating and has been recognized as one of the top mortgage lenders nationally. Their Manhattan branch actively serves the Clayton area with specialized USDA rural housing loans and first-time homebuyer programs. With over 27 years of experience, they offer competitive rates and exceptional customer service, particularly for rural Kansas properties. Their loan officers are experts in navigating USDA financing requirements, making them an excellent choice for Clayton residents seeking rural property loans.