Top 3 Mortgage Lenders in Ford

Security 1st Mortgage is a highly-rated local mortgage company serving Western Kansas including Ford and surrounding counties. With over 25 years of experience, they specialize in agricultural and rural property financing, making them particularly well-suited for the Ford area. They maintain exceptional 4.9-star ratings across multiple platforms and are known for their personalized service, competitive rates, and deep understanding of local real estate markets. Their team has extensive experience with USDA rural development loans, which are particularly relevant for Ford area homebuyers.

Fidelity Bank is a well-established regional bank with strong presence in Western Kansas, serving Ford and surrounding communities. With deep roots in the area since 1985, they offer comprehensive mortgage services with the advantage of local decision-making and personalized attention. They excel in construction loans and agricultural property financing, which are particularly valuable for the Ford market. Their mortgage team receives consistently high ratings for responsiveness, competitive rates, and understanding of local economic conditions and property values.

Guild Mortgage's Garden City office serves the Ford area with national lending power combined with local expertise. As a top-10 purchase lender nationally, they offer competitive rates and a wide variety of loan programs while maintaining strong local presence. Their team specializes in first-time homebuyer programs and USDA rural loans, making them an excellent choice for Ford residents. With over 60 years in business nationally and strong local market knowledge, they provide reliable service with the backing of a major mortgage lender while maintaining the personal touch of a local office.