Top 3 Mortgage Lenders in Garden City

Sunflower Bank has been serving Garden City and western Kansas for over 130 years, making them one of the most established and trusted local mortgage lenders in the region. Their mortgage team receives exceptional ratings for personalized service, local market expertise, and competitive rates. As a community bank with deep roots in the area, they understand the unique needs of Garden City homeowners and offer a full range of mortgage products with the convenience of local decision-making and in-person service.

Credit Union of America has been serving members in Garden City and throughout Kansas for over 85 years, with their mortgage department earning consistently high ratings for customer satisfaction. They offer competitive rates and flexible terms, particularly strong with first-time homebuyer programs and government-backed loans. Members praise their responsive service, educational approach to the mortgage process, and commitment to finding the right loan solution for each borrower's unique situation.

While based in Manhattan, Flatwater Mortgage Company serves clients throughout Kansas including Garden City and has earned exceptional ratings for their expertise in rural and agricultural community lending. They specialize in serving the unique needs of western Kansas homeowners and receive outstanding reviews for their transparent process, competitive rates, and personalized service. Their team has extensive experience with USDA rural development loans and other programs particularly relevant to Garden City area borrowers.