Top 3 Mortgage Lenders in Hays

As one of the most established financial institutions in western Kansas, MidAmerican Credit Union has been serving Hays residents for over seven decades. They consistently receive exceptional ratings for their personalized mortgage services, competitive rates, and deep community involvement. Their local loan officers provide face-to-face service with extensive knowledge of the Hays real estate market, offering a full range of mortgage products with the benefit of local decision-making and processing.

Sunflower Bank has maintained a strong physical presence in Hays for decades, providing comprehensive mortgage services with the stability of a century-old institution. They excel in offering competitive rates and flexible terms, particularly for first-time homebuyers and agricultural community members. Their local mortgage specialists are praised for responsive communication and streamlined application processes, combining the resources of a regional bank with personalized local service.

This locally-owned mortgage brokerage has built an outstanding reputation in Hays by providing exceptional customer service and access to multiple lending sources. They consistently earn near-perfect ratings for their expertise in navigating complex loan scenarios and securing competitive rates from various wholesale lenders. Their deep knowledge of the western Kansas housing market and commitment to transparent communication make them a top choice for both purchase and refinance transactions in the Hays area.