Top 3 Mortgage Lenders in Howard

Howard State Bank is the premier local banking institution serving Howard and surrounding communities for over 120 years. Their mortgage department offers personalized service with deep understanding of local real estate markets and community needs. As a community bank, they provide competitive rates with flexible underwriting and local decision-making. Their experienced loan officers have built strong relationships throughout Elk County and offer specialized knowledge of rural property financing, making them the top choice for Howard area residents seeking mortgage solutions.

Emprise Bank is a well-established regional bank serving communities across Kansas, including Howard and southeast Kansas. With over a century of banking experience, their mortgage team provides comprehensive lending solutions with competitive rates and exceptional customer service. They offer digital mortgage applications combined with personalized guidance from local experts. Emprise has built a strong reputation for smooth closings and reliable service throughout their Kansas footprint, making them a trusted choice for Howard area homebuyers seeking regional banking expertise.

Mid America Mortgage is one of Kansas's most experienced mortgage lenders with over 80 years serving homebuyers across the state, including rural communities like Howard. They specialize in finding the right mortgage solutions for Kansas residents with a focus on competitive pricing and exceptional service. Their team includes experts in rural and agricultural property financing, which is particularly valuable for Howard area properties. With strong statewide presence and extensive experience with various loan programs, they provide reliable mortgage services with the backing of one of Kansas's most established lending institutions.