Top 3 Mortgage Lenders in Lincoln

Central National Bank is one of the most established and highly-rated regional banks serving Lincoln and surrounding communities. With deep roots in central Kansas dating back to 1884, they offer personalized mortgage services through their nearby Salina location. Customers consistently praise their local decision-making, competitive rates, and exceptional customer service. As a community-focused institution, they understand the unique needs of rural Kansas homebuyers and offer a comprehensive range of loan products including USDA loans ideal for Lincoln area properties.

Sunflower Bank has been serving Kansas communities for over 130 years and maintains a strong presence in the Lincoln area through their Salina branch. They receive excellent ratings for their mortgage lending expertise, particularly for rural and small-town properties. The bank offers specialized USDA rural development loans that are particularly valuable for Lincoln homebuyers, along with competitive conventional and government-backed loan options. Their local loan officers provide personalized service and understand the central Kansas real estate market intimately.

Capitol Federal Savings Bank is a highly-regarded regional institution that serves communities throughout Kansas, including Lincoln. With over 130 years of operation, they've built a reputation for reliability and competitive mortgage products. Customers consistently rate them highly for their straightforward lending process, transparent terms, and excellent customer service. While based in Topeka, they actively serve the Lincoln area and are known for their stability and commitment to Kansas communities. They offer a full range of mortgage options with particularly strong conventional and refinance programs.