Top 3 Mortgage Lenders in Oneida

Equity Bank is a highly-rated regional bank with strong presence throughout eastern Kansas, serving rural communities like Oneida with personalized mortgage services. They consistently receive excellent customer reviews for their competitive rates, local decision-making, and knowledgeable loan officers who understand the unique needs of Kansas homeowners. Their USDA rural development loans are particularly beneficial for Oneida area residents, and they offer both construction and permanent financing options with exceptional customer service ratings.

With deep roots in Kansas banking since 1892, Sunflower Bank provides exceptional mortgage services to Oneida and surrounding communities through their Lawrence and Topeka branches. They receive consistently high marks for their competitive interest rates, streamlined application process, and personalized service for rural homebuyers. Their experienced mortgage team specializes in first-time homebuyer programs and USDA loans perfect for Oneida residents, with local loan officers who provide face-to-face service and understand the local real estate market.

CrossCountry Mortgage maintains an excellent reputation throughout Kansas with numerous 5-star reviews for their responsive service and competitive loan products. While based in larger metropolitan areas, they actively serve rural communities like Oneida with specialized USDA and FHA loan programs. Their loan officers are praised for their accessibility, thorough communication throughout the process, and ability to secure favorable terms for borrowers in smaller Kansas communities. They offer digital mortgage solutions while maintaining personal service that rural homebuyers appreciate.