Top 3 Mortgage Lenders in Oswego

Labette Bank is a highly-rated community bank deeply rooted in Southeast Kansas with over 135 years of service history. While based in Parsons (approximately 15 miles from Oswego), they have strong presence throughout Labette County and specifically serve the Oswego community. They receive exceptional ratings for personalized service, local decision-making, and competitive mortgage rates. As a community bank, they specialize in understanding rural and small-town property needs, offering construction loans for new homes and USDA rural development loans perfect for Oswego area residents. Their mortgage team provides face-to-face service and local underwriting expertise.

Arvest Bank maintains a strong regional presence throughout the Four-State Area including Southeast Kansas. Their Parsons branch serves Oswego residents with comprehensive mortgage services and competitive rates. Arvest receives high marks for their digital mortgage application process combined with local loan officer support. They offer specialized first-time homebuyer programs and have extensive experience with rural properties and agricultural lending considerations relevant to the Oswego area. Their mortgage team understands the local real estate market dynamics and provides personalized guidance throughout the home financing process.

Community National Bank has served Southeast Kansas for over 130 years and maintains strong relationships throughout Labette County, including Oswego. They are particularly noted for their expertise in construction and land loans, making them an excellent choice for Oswego residents building new homes or purchasing rural properties. Their mortgage team provides local underwriting and decision-making, with a reputation for flexible terms and understanding unique property situations common in rural communities. They offer competitive rates and receive consistently high customer satisfaction ratings for their personalized approach to mortgage lending.