Top 3 Mortgage Lenders in Overland Park

Johnson County Mortgage is a locally owned and operated direct mortgage lender with deep roots in the Overland Park community. They maintain a perfect 5.0 rating across multiple review platforms due to their personalized service, competitive rates, and extensive local market knowledge. As a direct lender, they control the entire lending process in-house, allowing for faster closings and more flexible underwriting. Their team of experienced loan officers specializes in both purchase and refinance transactions with particular expertise in Johnson County's competitive real estate market.

Commerce Bank has been serving the Kansas City metropolitan area since 1865 and maintains a strong physical presence in Overland Park with multiple branches. Their mortgage division earns consistently high ratings for their reliable service, competitive rate offerings, and seamless integration with banking services. As an established regional bank, they offer portfolio lending options that larger national lenders cannot match, along with personalized service from local decision-makers. Their long-standing community commitment and financial stability make them a trusted choice for Overland Park homebuyers.

NBKC Bank, headquartered in nearby Kansas City, consistently ranks among the top mortgage lenders serving the Overland Park area with exceptional customer satisfaction ratings. They are particularly noted for their competitive rates, efficient online application process, and transparency in lending. Despite being based across state lines, they actively serve the entire Kansas City metro area and have extensive experience with Kansas-specific lending requirements. Their hybrid approach combines digital convenience with personal service, making them a popular choice for tech-savvy homebuyers who still want local expertise and responsiveness.