Top 3 Mortgage Lenders in Peru

First Option Mortgage is a highly-rated local mortgage broker serving eastern Kansas, including Peru and surrounding communities. With exceptional 4.9-star ratings across multiple platforms, they specialize in personalized service and competitive rates. Their team has deep knowledge of rural and small-town mortgage needs, including USDA loans which are particularly relevant for Peru area residents. They're known for their transparent process, quick closings, and excellent customer communication throughout the loan process.

As one of southeast Kansas's most established financial institutions, Community National Bank & Trust has been serving rural communities like Peru for over a century. They offer comprehensive mortgage services with deep understanding of agricultural and rural property financing. Their local decision-making process and long-term relationship approach make them particularly valuable for Peru residents seeking personalized mortgage solutions. They consistently receive high marks for customer service and community commitment.

CrossFirst Bank is a regional Kansas bank with strong presence across the state, serving the Peru area with competitive mortgage products. While headquartered in the Kansas City metro, they actively serve rural Kansas communities with specialized knowledge of local market conditions. They're particularly noted for their competitive rates on conventional and construction loans, and their efficient digital mortgage process combined with personalized service. Their experienced loan officers understand the unique aspects of financing homes in smaller Kansas communities.