Top 3 Mortgage Lenders in Plains

Equity Bank is a regional community bank with strong presence across Western Kansas, serving Plains and surrounding communities. They offer personalized mortgage services with local decision-making and have built an excellent reputation for rural and agricultural property lending. Their mortgage team specializes in first-time homebuyer programs and USDA rural development loans, which are particularly relevant for the Plains area. With multiple branches throughout the region, they provide face-to-face service and understand the unique needs of Western Kansas homeowners.

As a dedicated mortgage brokerage serving Western Kansas communities including Plains, Mortgage Solutions of Kansas has earned exceptional ratings for their personalized service and expertise with rural properties. They work with multiple lenders to find competitive rates and specialize in USDA loans, which are ideal for the Plains area. Their team has deep knowledge of local market conditions and provides guidance through the entire mortgage process, making them particularly valuable for agricultural and rural property financing in Southwest Kansas.

Guild Mortgage maintains a strong Western Kansas presence with local loan officers who specialize in serving rural communities like Plains. As a national lender with local expertise, they offer competitive rates and a wide variety of loan products, with particular strength in government-backed loans including USDA rural development programs. Their local team understands the specific challenges and opportunities of home financing in Western Kansas and provides dedicated support throughout the mortgage process, from application to closing.