Top 3 Mortgage Lenders in Scandia

Peoples State Bank stands out as a top-rated community bank serving north-central Kansas with deep roots in agricultural and rural lending. With over 135 years of operation, they have exceptional expertise in USDA rural development loans perfect for Scandia's community. Their local loan officers provide personalized service with competitive rates, and they maintain a strong 4.8-star rating from customers who appreciate their responsive communication and understanding of rural property financing needs.

Central National Bank brings substantial mortgage expertise to the Scandia area with their strong regional presence across multiple Kansas communities. They specialize in rural property financing and offer comprehensive USDA loan programs ideal for Republic County. Their 4.7-star rating reflects exceptional customer satisfaction, with particular praise for their knowledgeable staff who understand agricultural property values and rural appraisal challenges. They offer competitive construction lending and have extensive experience with farm and acreage properties.

First National Bank 1870 serves western and north-central Kansas with specialized expertise in rural mortgage lending. They have particular strength in USDA loans and agricultural property financing, making them an excellent choice for Scandia residents. Their 4.6-star rating comes from consistent praise for their local decision-making and understanding of rural market dynamics. With over 150 years in business, they offer stability and deep community commitment, plus they provide construction lending expertise valuable for building in rural areas like Scandia.