Top 3 Mortgage Lenders in Spearville

Western State Bank has been serving southwest Kansas communities for over 35 years with a strong local presence in Dodge City, just 20 minutes from Spearville. They are highly regarded for personalized mortgage services with local underwriting and decision-making. Their mortgage team specializes in rural and agricultural community lending, offering competitive rates on conventional, government-backed, and construction loans. Customers consistently praise their responsive service, local expertise, and understanding of regional property needs.

Cornerstone Bank serves multiple communities across western Kansas with a dedicated mortgage division that understands the unique needs of rural homebuyers. Located in Garden City, approximately 30 minutes from Spearville, they offer comprehensive mortgage solutions with local processing and underwriting. Specializing in first-time homebuyer programs and USDA rural development loans, they have built a strong reputation for competitive rates and exceptional customer service. Their experienced loan officers provide personalized guidance throughout the entire mortgage process.

As one of Kansas' oldest and most established financial institutions, Fidelity Bank has deep roots in western Kansas with multiple branches serving the Dodge City area near Spearville. Their mortgage department offers extensive experience with rural property financing and construction lending. They are particularly strong in agricultural community lending and offer specialized programs for rural homebuyers. With over 120 years in business, they provide stability and local decision-making that Spearville residents appreciate, along with competitive rates and comprehensive mortgage options.