Top 3 Mortgage Lenders in Stafford

Meritrust Credit Union is one of Kansas' most highly-rated mortgage lenders with extensive experience serving rural communities throughout central Kansas, including Stafford County. As a member-owned financial cooperative, they offer competitive rates and personalized service with deep local market knowledge. Their mortgage team specializes in rural home financing with USDA loans and offers exceptional first-time homebuyer programs. With numerous branches across Kansas and strong digital capabilities, they provide convenient service to Stafford residents while maintaining community-focused lending practices.

Fidelity Bank has been serving Kansas communities for over 120 years with a strong presence in rural markets including Stafford. Their mortgage division receives exceptional ratings for local decision-making, competitive agricultural-area lending, and personalized customer service. They specialize in construction loans and rural property financing, making them an ideal choice for Stafford homebuyers. The bank maintains local underwriting authority, allowing for faster approvals and flexible terms tailored to central Kansas real estate markets. Their experienced loan officers understand the unique needs of smaller Kansas communities.

First Mortgage Company is a Wichita-based lender that serves the entire state of Kansas with particular expertise in rural and small-town markets like Stafford. They consistently receive top ratings for their competitive rates, efficient closing processes, and exceptional customer service. As a mortgage-focused company rather than a traditional bank, they offer specialized expertise and access to a wide variety of loan products. Their team has extensive experience with USDA rural development loans and Kansas Housing Resources Corporation programs, making them well-suited to serve Stafford homebuyers with various financing needs and budget considerations.