Top 3 Mortgage Lenders in Utica

First National Bank of Hutchinson is a highly respected community bank with deep roots in central Kansas, serving Utica and surrounding communities for over 135 years. Their mortgage department receives exceptional ratings for personalized service and local decision-making. As a community bank, they offer competitive rates with the advantage of local underwriting and processing, ensuring timely closings and responsive communication. Their loan officers have extensive experience with rural and agricultural properties common in the Utica area, making them particularly well-suited for local real estate needs.

Credit Union of America serves members throughout Kansas, including Utica residents, with highly competitive mortgage rates and exceptional member service. As a not-for-profit financial cooperative, they consistently offer lower fees and more favorable terms than many traditional banks. Their mortgage team specializes in helping borrowers throughout rural Kansas communities, with particular expertise in USDA rural development loans that benefit Utica homebuyers. Members consistently praise their transparent process, knowledgeable loan officers, and commitment to finding the right mortgage solution for each borrower's unique situation.

Emprise Bank is a regional community bank with strong presence throughout central Kansas, including service to Utica residents. Their mortgage division earns high marks for responsive service and competitive products tailored to Kansas homeowners. With over a century of community banking experience, they understand the unique aspects of rural Kansas real estate and offer specialized construction and lot loan programs that appeal to Utica area buyers. Their local loan officers provide personalized guidance through the entire mortgage process, from pre-approval to closing, with an emphasis on clear communication and timely execution.