Top 3 Mortgage Lenders in Winona

American State Bank & Trust Company is a highly-rated regional bank serving northwest Kansas communities including Winona. With over 25 years of experience, they offer personalized mortgage services with local decision-making. Their strong reputation stems from competitive rates, flexible loan options, and deep community involvement. As a local bank, they understand the unique needs of rural Kansas homeowners and provide tailored solutions for both purchase and refinance transactions.

First Heritage Mortgage has built an excellent reputation across western Kansas with two decades of mortgage lending experience. They specialize in serving rural communities like Winona and offer comprehensive loan programs including USDA loans ideal for the area. Their team provides personalized guidance through the entire mortgage process, with particular expertise in first-time homebuyer programs and government-backed loans. Customers consistently praise their responsive service and competitive rates.

Fairway Independent Mortgage Corporation's Goodland office serves the Winona area with exceptional mortgage services and consistently high customer satisfaction ratings. As part of a nationally recognized mortgage lender, they combine local expertise with extensive resources to offer competitive rates and efficient processing. Their loan officers have deep knowledge of rural Kansas mortgage needs and specialize in USDA loans, which are particularly relevant for Winona residents. The company receives outstanding reviews for their communication and closing efficiency.