Top 3 Mortgage Lenders in Allen

MCHC Federal Credit Union is one of Eastern Kentucky's most trusted mortgage lenders with deep roots in the region. Serving Allen and surrounding Floyd County areas for nearly 50 years, they offer personalized service and competitive rates with a focus on rural and first-time homebuyers. Their expertise in USDA loans makes them particularly valuable for Allen residents seeking rural development financing. Members consistently praise their local decision-making process and community-focused approach to mortgage lending.

As one of Kentucky's oldest and most established community banks, Community Trust Bank has served Eastern Kentucky for over a century. With multiple branches throughout the region, they offer comprehensive mortgage services to Allen residents with local underwriting and decision-making. Their long-standing presence in Floyd County and surrounding areas ensures deep understanding of local property markets. Customers highlight their competitive rates, construction loan expertise, and the convenience of having both banking and mortgage services in one institution.

Mortgage Network of Kentucky is a highly-rated mortgage brokerage serving the entire state, including Allen and Eastern Kentucky communities. With two decades of experience, they leverage multiple lender relationships to secure competitive rates and flexible terms for borrowers. Their specialization in Kentucky's unique mortgage landscape and expertise with both rural (USDA) and urban financing makes them an excellent choice for Allen residents. Customer reviews consistently praise their responsive communication, streamlined process, and ability to handle complex financing scenarios effectively.