SSL Secured
Privacy Protected
Licensed & Regulated
MortgageLenderNearMe
Verified Platform
Home/Kentucky/Central City
Central City, KY

Top 3 Mortgage Lenders in Central City

Compare verified mortgage lenders serving Central City, Kentucky. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
360+
Reviews
11
Loan Types

Available Loan Programs in Central City

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer
Construction-to-Permanent
ARM
Investment Properties

Featured Mortgage Lenders

1

Republic Bank Mortgage Team

Republic Bank & Trust Company

★★★★☆
4.8/5

Republic Bank & Trust Company is a highly-regarded regional bank with deep roots in Kentucky and strong presence in western Kentucky communities. They maintain exceptional customer satisfaction ratings with personalized service and competitive mortgage rates. Their experienced mortgage team specializes in both purchase and refinance loans, with particular expertise in serving rural and suburban communities throughout the region. Their local underwriting and decision-making process ensures faster closings and personalized attention for Central City homebuyers.

Experience:25 years
Reviews:150 customer reviews
401 Frederica Street, Owensboro, KY 42301

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstruction
2

Traditional Bank Mortgage Division

Traditional Bank, Inc.

★★★★☆
4.7/5

Traditional Bank has been serving Kentucky communities for over 130 years with a strong focus on western Kentucky. Their mortgage division receives consistently high marks for customer service, competitive rates, and local expertise. They offer comprehensive mortgage solutions with specialized programs for first-time homebuyers and rural property financing. With deep community ties and extensive experience in the region's real estate market, they provide reliable, personalized service to Central City residents seeking mortgage financing.

Experience:20 years
Reviews:120 customer reviews
500 South Main Street, Madisonville, KY 42431

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerConstruction-to-Permanent
3

CrossCountry Mortgage Owensboro

CrossCountry Mortgage, LLC

★★★★☆
4.6/5

CrossCountry Mortgage's Owensboro branch serves the Central City area with a strong reputation for competitive rates and excellent customer service. As a national lender with local presence, they combine the resources of a large mortgage company with personalized, local service. Their team specializes in navigating complex loan scenarios and offers a wide variety of mortgage products. They receive consistently high ratings for their responsive communication and efficient loan processing, making them a popular choice for homebuyers throughout the western Kentucky region.

Experience:15 years
Reviews:90 customer reviews
3236 Villa Point, Owensboro, KY 42303

Loan Types:

ConventionalFHAVAUSDAJumboARMRefinanceInvestment Properties

Why Choose a Mortgage Lender in Central City?

Local Market Knowledge

Lenders who understand Central City's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Kentucky.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Central City and get competitive rates on your home loan.