Top 3 Mortgage Lenders in Cumberland

Citizens National Bank has been serving Southeastern Kentucky communities for over 130 years and maintains a strong presence in the Cumberland area. As a community-focused bank with deep roots in the region, they offer personalized mortgage services with local decision-making. Their mortgage team understands the unique needs of Eastern Kentucky homebuyers and offers competitive rates with various loan programs including specialized rural housing options. The bank's long-standing commitment to the community and high customer satisfaction ratings make them a top choice for Cumberland area residents seeking reliable mortgage services.

Mortgage Investors Group has been serving the Appalachian region for over three decades and has extensive experience with Kentucky mortgage lending. While based in Knoxville, they are licensed in Kentucky and regularly serve clients in the Cumberland area. They are particularly noted for their expertise in VA loans and have received multiple awards for their military-friendly lending services. Their team includes local loan officers familiar with Eastern Kentucky's housing market, and they offer competitive rates with streamlined digital application processes. Their high customer satisfaction ratings and extensive experience with rural properties make them an excellent choice for Cumberland homebuyers.

PrimeLending's London office serves the entire Southeastern Kentucky region, including Cumberland, with a team of local mortgage professionals who understand the area's unique housing market. As a national lender with strong local presence, they offer the resources of a large company combined with personalized service from loan officers who live and work in the community. They are particularly strong in first-time homebuyer programs and offer various down payment assistance options. Their efficient processing and underwriting, combined with competitive rates and extensive loan program options, have earned them consistently high customer reviews and make them a reliable choice for Cumberland area residents.