Top 3 Mortgage Lenders in Dayton

Fifth Third Bank is one of the largest regional banks serving the Greater Cincinnati area, including Dayton, Kentucky. With over 160 years of banking history, they offer comprehensive mortgage services through their extensive local branch network. Their mortgage team provides personalized service with competitive rates and a wide variety of loan products. Customers appreciate their digital mortgage application process and local underwriting capabilities, which often result in faster closing times. Their strong community presence and dedicated mortgage specialists make them a top choice for Dayton area homebuyers.

Gateway Mortgage (now Gateway First Bank) has built a strong reputation throughout the Cincinnati metropolitan area, including Northern Kentucky communities like Dayton. They are particularly noted for their expertise in first-time homebuyer programs and government-backed loans. Their local loan officers provide personalized service and guidance throughout the entire mortgage process. Customers consistently praise their responsiveness, transparent communication, and ability to handle complex loan scenarios. With multiple local offices serving the region, they offer both the resources of a national lender and the personalized attention of a local mortgage provider.

Union Savings Bank is a community-focused financial institution with deep roots in Northern Kentucky, serving Dayton and surrounding communities for over a century. They offer a full range of mortgage products with the personal touch of a local bank. Their mortgage team is known for providing exceptional customer service and competitive rates, particularly for conventional and construction loans. Customers appreciate their local decision-making authority and the ability to work directly with experienced loan officers who understand the Northern Kentucky market. Their long-standing commitment to the community and personalized approach make them a trusted choice for Dayton area homebuyers.