Top 3 Mortgage Lenders in Drift

Community Trust Bank stands out as one of Eastern Kentucky's most established and highly-rated mortgage lenders with deep roots in the region. While headquartered in Paintsville, they have extensive experience serving rural communities throughout Eastern Kentucky including Drift. Their mortgage team receives exceptional ratings for personalized service, local market expertise, and competitive rates tailored to Eastern Kentucky's unique housing market. As a community-focused bank with over a century of service, they understand the specific needs of rural homebuyers and offer specialized USDA rural development loans that are particularly relevant for Drift residents.

Appalachian Federal Credit Union has built an outstanding reputation for mortgage lending throughout Eastern Kentucky, including service to Drift and surrounding Floyd County communities. Their mortgage specialists are praised for exceptional customer service, competitive rates, and guiding members through the entire homebuying process. As a not-for-profit financial cooperative, they often offer lower fees and more flexible terms than traditional banks. Their expertise with USDA rural housing loans and first-time homebuyer programs makes them an excellent choice for Drift area residents seeking affordable mortgage solutions.

While not a single company, Kentucky Housing Corporation works with a network of approved lenders throughout the state that specialize in serving rural communities like Drift. KHC offers unique mortgage programs with below-market interest rates, down payment assistance, and special financing for first-time homebuyers that are particularly valuable in Eastern Kentucky. Their network lenders have extensive experience with the specific challenges of rural property financing and offer specialized programs that work well for Drift residents. The KHC website provides a directory of their approved lenders who actively serve Floyd County and surrounding areas.