Top 3 Mortgage Lenders in Elkfork

Peoples Bank & Trust Co. of Hazard is a highly-rated community bank with deep roots in Eastern Kentucky, serving Elkfork and surrounding areas for over 35 years. They are particularly known for their personalized service and expertise in rural property financing, including USDA loans which are ideal for the Elkfork area. Their mortgage team has extensive local market knowledge and offers competitive rates with flexible underwriting. The bank maintains an excellent reputation for working closely with borrowers throughout the entire mortgage process and has consistently high customer satisfaction ratings.

Community Trust Bank is a well-established regional financial institution with a strong presence throughout Eastern Kentucky, including service to Elkfork residents. With over a century of operation, they have built exceptional trust and reliability in mortgage lending. Their experienced loan officers specialize in rural and mountain property financing, offering comprehensive guidance through the entire home buying process. They are particularly noted for their competitive USDA and VA loan programs, flexible credit requirements, and commitment to local community development.

CrossCountry Mortgage maintains a strong presence throughout Kentucky with local loan officers who actively serve the Elkfork area. They are consistently rated among the top mortgage lenders for their exceptional customer service, competitive rates, and efficient processing. Their expertise in rural Kentucky properties and government-backed loans makes them an excellent choice for Elkfork residents. The company is known for their transparent communication, quick turnaround times, and ability to handle complex financing scenarios while maintaining high customer satisfaction scores across thousands of reviews.