Top 3 Mortgage Lenders in Evarts

As the closest established financial institution to Evarts, Harlan Municipal FCU has served Harlan County residents for over six decades with personalized mortgage solutions. They offer competitive rates on various loan programs specifically designed for rural Kentucky communities, including USDA loans that are particularly relevant for Evarts area properties. Their deep community roots and understanding of local real estate markets make them a trusted choice for Harlan County homebuyers seeking face-to-face service and local decision-making.

Forcht Bank is a Kentucky-based community bank with strong presence throughout southeastern Kentucky, including service to Harlan County and Evarts area. Founded in 1994, they've built a reputation for responsive local lending with the stability of an established financial institution. Their mortgage team specializes in rural property financing and offers competitive construction and land loan options that are valuable in the Evarts market. With multiple branches throughout the region, they provide accessible service while maintaining local underwriting expertise.

With over three decades of experience serving Kentucky homeowners, Mortgage Investors Group has established itself as a top-rated mortgage lender throughout the state, including rural areas like Evarts. They specialize in VA loans (earning recognition as a top VA lender) and USDA rural development loans, both highly relevant for Evarts residents. Their team includes loan officers familiar with Harlan County properties and they offer competitive rates with efficient processing. The company maintains strong relationships with local real estate professionals throughout southeastern Kentucky.