Top 3 Mortgage Lenders in Franklin

SOKY Credit Union is one of the most highly-rated mortgage lenders serving the Franklin area with exceptional customer satisfaction ratings. As a member-owned financial institution with deep roots in southcentral Kentucky, they offer personalized mortgage services with competitive rates and local decision-making. Their mortgage team provides comprehensive guidance through the entire home buying process, with special expertise in first-time homebuyer programs and government-backed loans. With multiple branches throughout the region and a strong commitment to the local community, SOKY has built a reputation for transparent pricing and exceptional member service.

Republic Bank & Trust has established itself as a premier mortgage lender throughout Kentucky with a strong presence in the Franklin area. Known for their "Republic Amazing Service" philosophy, they combine the resources of a substantial regional bank with personalized local service. Their mortgage specialists provide comprehensive loan options with competitive rates and streamlined processing. The company has consistently high customer satisfaction ratings due to their transparent communication, efficient closing processes, and extensive experience with Kentucky-specific mortgage programs. They offer both in-person and digital mortgage services to accommodate all borrower preferences.

The Mortgage Smiths is a highly specialized mortgage brokerage serving Franklin and surrounding areas with exceptional customer reviews and personalized service. As local mortgage experts, they work with multiple lenders to find the best rates and terms for each borrower's unique situation. Their team has particular expertise in first-time homebuyer programs, VA loans, and rural development loans that are well-suited for the Franklin market. The company is renowned for their educational approach, walking clients through every step of the mortgage process and maintaining excellent communication throughout. Their nearly perfect rating reflects their commitment to client satisfaction and successful loan closings.