Top 3 Mortgage Lenders in Garrard

Churchill Mortgage has been serving Kentucky communities for over 30 years with a strong reputation for personalized service and competitive rates. Their Lexington team specifically serves the Garrard County area with expertise in rural and suburban home financing. They're particularly noted for their educational approach to mortgage lending and strong customer service ratings across multiple review platforms. As a direct lender, they offer streamlined processing and local underwriting decisions.

As a community-focused credit union with deep roots in central Kentucky, CKFCU has been serving Garrard County residents for decades. They offer competitive mortgage rates for members and are known for their personalized service and local decision-making. Their mortgage specialists have extensive experience with rural Kentucky properties and first-time homebuyer programs. The credit union consistently receives high marks for customer satisfaction and community involvement throughout the region.

Guild Mortgage has a strong Lexington presence that actively serves the Garrard County market with a comprehensive range of mortgage products. They're particularly recognized for their expertise in government-backed loans and first-time homebuyer programs. With over 60 years in business, they offer stability and extensive experience in Kentucky real estate markets. Their local loan officers have strong knowledge of Garrard County property values and lending requirements.