Top 3 Mortgage Lenders in Garrett

Community Trust Bank stands as one of Eastern Kentucky's most trusted mortgage lenders with over a century of serving the region. They maintain a strong physical presence throughout the area with multiple branches and have specialized expertise in rural and Appalachian housing markets. Their mortgage team receives consistently high marks for personalized service, local market knowledge, and competitive USDA and VA loan programs that are particularly beneficial for Garrett area residents. As a community-focused institution, they understand the unique needs of Floyd County and surrounding communities.

Peoples Bank & Trust has been serving Eastern Kentucky communities for over a century with deep roots in the region. Their mortgage division is particularly noted for exceptional customer service and expertise in rural lending programs. They receive outstanding reviews for their hands-on approach to mortgage lending and their understanding of the local real estate market. The bank specializes in USDA rural development loans which are ideal for Garrett residents, and their loan officers are praised for walking borrowers through every step of the process with clear communication and local expertise.

Home Lending Partners is a highly-rated mortgage broker serving all of Kentucky with exceptional expertise in rural and small-town markets. They maintain a perfect 5-star rating on multiple review platforms and are particularly noted for their competitive rates and exceptional customer service. As mortgage brokers, they have access to multiple lenders and can often secure better terms than single-source providers. They specialize in serving Eastern Kentucky communities and have extensive experience with USDA loans that are essential for rural areas like Garrett. Customers consistently praise their responsiveness, transparency, and ability to close loans efficiently.