Top 3 Mortgage Lenders in Georgetown

Central Bank stands as one of Kentucky's most trusted mortgage lenders with deep roots in the Georgetown and central Kentucky region. As a community-focused institution with over 50 years of service, they offer personalized mortgage solutions with local underwriting and decision-making. Their mortgage team receives consistently excellent reviews for their responsiveness, competitive rates, and expertise with first-time homebuyer programs. With multiple branches throughout the area including strong presence in Scott County, they provide the convenience of local service combined with the resources of a major regional bank, making them a top choice for Georgetown homebuyers seeking reliable, relationship-based lending.

Churchill Mortgage has built an outstanding reputation throughout Kentucky with their Lexington office actively serving Georgetown homebuyers. Known for their exceptional customer service and educational approach to mortgage lending, they consistently receive near-perfect ratings from clients. With three decades of experience, they specialize in making the mortgage process transparent and understandable, particularly valuable for first-time buyers. Their loan officers are praised for their attention to detail, timely communication, and ability to secure competitive rates. Churchill's strong commitment to ethical lending practices and community involvement makes them a highly recommended choice for Georgetown residents.

Commonwealth Credit Union has been serving central Kentucky communities including Georgetown for over seven decades, building a strong reputation for member-focused mortgage lending. As a not-for-profit financial cooperative, they often offer more competitive rates and lower fees than traditional banks. Their mortgage team receives excellent reviews for their personalized service, local expertise, and commitment to finding the right loan product for each member's situation. With a physical branch in Georgetown and deep understanding of the local real estate market, they provide the convenience of local service combined with the resources of a major credit union. Their first-time homebuyer programs and educational resources are particularly praised by members.